Legacy and Planned Giving





The work, mission and ministries of the Sisters of the Congregation of St. Joseph are alive and well, and with the help of financial supporters like you, will continue far into the future. You can continue to support the Sisters and their work even after your lifetime and theirs through a legacy or planned gift.

You do not have to be wealthy to make a planned gift – only willing to include the Sisters in your plans. Your financial advisor can help you choose the best type of gift for you and structure it so that your loved ones are taken care of first.

Heritage Society

Your legacy or planned gift enrolls you as a member of the Congregation of St. Joseph Heritage Society. Click here to learn more and view a list of current members.

Ways to Give

Here are a few simple ways that you can easily make a legacy or planned gift to the Sisters:

Bequest

One of the simplest ways to make a legacy gift is to name the Congregation of St. Joseph as a beneficiary in your will. If your will is already prepared, your advisor can add an amendment (codicil). Sample bequest language is available on request.

IRA

Tax deferred retirement plans, such as IRAs are subject to income and estate taxes, which reduces the amount your heirs will receive significantly. To maximize use of these funds and reduce your heir’s tax burden, you can gift a portion of your IRA in two ways: through your estate plans, or after age 70 ½+ by making a charitable IRA rollover from your annual disbursement.

Charitable Gift Annuities

Charitable gift annuities and trusts provide a tax deduction, additional retirement income and the ability to make a substantial legacy gift.

Life Insurance

You can receive a charitable tax deduction by naming the Congregation of St. Joseph as an irrevocable beneficiary of your life insurance policy.

Property & Securities

Real estate and marketable securities such as stocks and bonds can also be gifted to the Congregation.

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To learn more about how to make a legacy or planned gift to the Sisters, contact:

Pat Milenius
Director of Advancing Mission & Partnerships
216.252.0440
pmilenius@csjoseph.org